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Monday, March 16, 2015

Do you know how to handle money?

Al Jacobs has been a professional investor for nearly four decades with expertise in areas that include real estate, mortgage, securities investment and the operation of a private trust company.

investment articles author25 Signs That Show You Know How to Handle Money
The ability to master your money is not something that just happens. It takes time, training, and temperament. Whatever praise or criticism you may direct at the American public school system, one thing must be acknowledged: The handling of personal financial affairs is not a subject to which much attention is devoted. Whatever the average citizen knows about saving and investing did not come from the classroom. This is understandable, of course, if only because the typical classroom teacher is equally mystified by the world of money. Nonetheless, there are those among us who have figured out how it all works, and what it takes to prosper. 

Are you one of those persons that has managed somehow to get the hang of it? If you recognize yourself in most of the twenty-five following scenarios, then you can confidently answer "yes" to that question.

1. Your credit card bill is paid in full each month with never a penny in interest incurred.
2. You understand that the variable annuity in which your neighbor just invested will prove to be a sad mistake.
3. Despite orchestrated furor by the media, you recognize that the $30 it costs to fill your vehicle’s gas tank is cheaper in today’s dollar that the $15 it cost 20 years ago.
4. You enjoy financial talk shows for their entertainment value while knowing that 95% of what’s said is nonsense.
5. The only type of life insurance that you’d ever consider purchasing is a term policy.
6. You’re not tempted to invest in something because of a hot tip you get from a friend or relative.
7. You have serious doubts that the 3-unit course in basic English composition offered at Eleganté University for $900 is any better than a similar course conducted at Midtown Community College for $60.
8. You are sufficiently sophisticated in real estate to know that the worst house in the best neighborhood beats the best house in the worst neighborhood.
9. You owe nothing on the vehicle you drive.
10. You have a pretty good idea by mid-November how much your income tax obligation for the current year will be.
11. When hearing that the S&P 500 Index just hit an all-time high, you are not inclined to call your broker with a buy order.
12. It’s beyond your comprehension why anyone not certifiably insane would purchase a timeshare property.
13. Your checking account balance never drops below the minimum limit that triggers a monthly service charge.
14. You’re aware that an option to pay your auto insurance premium in two installments, with a "modest convenience fee" instead of a single payment, probably works out as a loan at about a 25% interest rate.
15. Although you thoroughly enjoy the home in which you live, it’s considerably less expensive than you can afford.
16. You know practically nothing about the option market—and intend to keep it that way.
17. You feel instinctively that every dollar you contribute in FICA taxes to the Social Security system is a dollar lost to you forever.
18. Whenever you’re negotiating a purchase and qualify to receive a discount, you do not hesitate to ask for it.
19. You entertain no illusions that a financial advisor will provide sound counsel merely because of the Certified Financial Planner (CFP) designation held.
20. You make the maximum possible contribution to your retirement funds.
21. Whether your choice of wristwatch is a top-of-the-line Rolex, a fashionable Cartier, a respectable Bulova, or an economy Timex, you recognize that all are battery-operated, with a similar quartz movement, and none fail to keep excellent time.

22. You find it baffling why anyone would buy a lottery ticket.

23. You cannot remember when you last borrowed money for an unexpected emergency.

24. The newspaper advertisement offering a half-pound silver commemorative medallion from The Perfidious Mint, at the "special advance price of only 139 dollars," forces you to suppress a laugh.

25. You have no confidence in the concept of "Investor Confidence."

If the sentiments expressed in most of those situations do not reflect your thinking, you’re not in control of your financial destiny. In that case, you can use a little guidance. A visit to the Newsletter Archives on my website at might be a good place to start.

Author Details..

Al Jacobs has been a professional investor for nearly four decades. His business experience ranges from real estate, mortgage, and securities investment to appraisal, civil engineering, and the operation of a private trust company. In addition to managing his investments on a day-to-day basis, he is a featured financial columnist for both online and print publications. He is the author of Nobody’s Fool: A Skeptic’s Guide to Prosperity. You’re invited to subscribe to his financial Newsletter, "On the Money Trail," at no cost or obligation, by visiting On the Money Trail

Ed noteWhile I do not know Mr Al Jacobs, I could not help but chuckle at how close his mindset is to my own, except of course, for the 10% of my portfolio invested in penny stocks. (Sir John Templeton began his fortune investing in penny stocks)

Monday, March 2, 2015

IBC Advanced Alloys Corp - Canadian with U.S. Roots

2015 Top Picks -  IBC Advanced Alloys Corp.

IBC is an integrated manufacturer and distributor of rare metals (beryllium) based alloys and related products serving a variety of industries including nuclear energy, automotive, telecommunications and a range of industrial applications. IBC has 80 employees and is headquartered in Vancouver, Canada

IBC has four U.S. based production facilities in Indiana, Massachusetts, Pennsylvania and Missouri. 

In March 2014,  IBC's Advanced "BEO" Nuclear Fuel exceeded critical performance factors in tests.

This advanced product, manufactured using IBC's proprietary Beryllium materials, is designed to reduce costs and increase safety of advanced nuclear fuels in the rebirth of that industry.
(see illustration on left)

The Nuclear industry predicts $1.2 Trillion worth of new plants will be constructed or started by 2030 with Asia leading the expansion of Nuclear power in the 21st century.

In Sept 2014, IBC was awarded a contract by the LockheedMartin Corp to produce the housing components for it's F35 fighter jets "EOTS" systems utilizing it's proprietary "Beralcast" advanced material, with the promise of more to come.
(see illustration at right)

The F-35 is the most advanced fighter jet ever built and for Lockheed to include this tiny manufacturer of specialty materials as one of it's suppliers ensures that IBC should punch above it's weight for years to come.

During the same month,  IBC successfully delivered several unmanned aerial system (UAS) ® technology to the U.S. Department of Defense.
demonstration articles manufactured using IBC’s proprietary Beralcast castings.

In November 2014,  IBC Partnered with two European firms to Develop and Distribute a New High Performance Alloy

Although it is still a microcap company trading on the venture exchange mostly in Canada, IBC is creating a dynamic global beryllium and advanced alloys company.

IBC's common shares are traded on the TSX Venture Exchange under the symbol "IB" and the OTCQX under the symbol "IAALF."

All indications are that IBC will be profitable in 2015 and we expect a significant turnaround in IBC's stock price.  We have been loading up on IBC Shares with that expectation.

We see it as an investment in the future.

Friday, January 30, 2015

Graphene 3D Labs jumps out in front of competition in Graphene race.

VANCOUVER, BRITISH COLUMBIA, TORONTO, ONTARIO and NEW YORK, NY, Jan. 29, 2015 /CNW/ – Graphene 3D Lab Inc. (TSX-V: GGG, OTCQB: GPHBF) (“Graphene 3D”, “the Company”) is pleased to announce that it has received and successfully assembled an industrial scale thermoplastic extruder line to be used in the production of conductive graphene filament. The equipment, which has a production capacity of up to 10 kg per hour of 3D printer filament, is now operation
al and has been tested for the production of specialty filaments.

The installation of an industrial-scale extruder in Q1 of 2015 is in line with the milestones established in the Company’s business plan. Sales of conductive graphene filament are expected to begin before the end of the first quarter of 2015.
Graphene 3D CEO Daniel Stolyarov commented, “The Graphene 3D team has worked tirelessly to begin commercial production of our materials. We are excited to now be making the transition from developing the materials in our research lab to beginning industrial scale production and moving forward to revenue generation. I am personally looking forward to offering our filaments to customers and to receiving their feedback on our products. Graphene 3D plans to continue expansion of production capacity in the near future, as we anticipate growing demand for our materials”.

About Graphene 3D Labs Inc.
Graphene 3D Lab is in the business of developing, manufacturing, and marketing proprietary graphene-based nanocomposite materials for various types of 3D printing, including fused filament fabrication. The Company is also involved in the design, manufacture, and marketing of 3D printers and related products for domestic and international customers.
The Graphene 3D facility is located in Calverton, NY and is equipped with material processing and analytical equipment. The Company has three US patent applications pending for its technology. For more information on Graphene 3D Lab Inc., visit
This news release contains “forward-looking information” within the meaning of applicable securities laws. Forward-looking information in this news release includes statements about the commercial grade plastic extrusion equipment and its uses.
In connection with the forward-looking information contained in this news release, the Company has made numerous assumptions, regarding, among other things, equipment to be used in the production of conductive 3D printing filaments and the capabilities of such equipment. While the Company considers these assumptions to be reasonable, these assumptions are inherently subject to significant uncertainties and contingencies.
Additionally, there are known and unknown risk factors which could cause the Company’s actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by the forward-looking information contained herein. Known risk factors include, among others, any malfunction by the equipment or an incompatibility between the equipment and Graphene 3D’s material process.
A more complete discussion of the risks and uncertainties facing the Company is disclosed in the Company’s continuous disclosure filings with Canadian securities regulatory authorities at All forward-looking information herein is qualified in its entirety by this cautionary statement, and the Company disclaims any obligation to revise or update any such forward-looking information or to publicly announce the result of any revisions to any of the forward-looking information contained herein to reflect future results, events or developments, except as required by law.
Neither TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this release.

ED Notes:  Lomiko Metals owns 40% of GGG - We are investors in LMR

Wednesday, January 14, 2015

IBC Advanced Alloys looking for profitability in 2015

Technicals turning up for IBC Advanced Alloys Corp

A recent check of technicals for IBC Advanced Alloys shows a upward momentum and a possible price pop of 80-100%

Here are the details

Jan 14, 2015

Triple Moving Average Crossover (4-day 9-day 18-day)Short-Term Bullish$0.12n/a
Jan 08, 2015MomentumShort-Term Bullish$0.12n/a
Jan 08, 2015Price Crosses Moving Average (21-day)Short-Term Bullish$0.12n/a
Jan 05, 2015Short-term KSTShort-Term Bullish$0.12n/a
Jan 05, 2015Continuation Wedge (Bullish)Intermediate-Term Bullish$0.12Bullish $0.22 - $0.24

IBC Advanced Alloys is a micro cap Canadian company which manufactures specialty alloys mainly for the Aerospace sector at it's four manufacturing plants in the United States.
It's proprietary "Beralcast" family of Alloys are used in Aerospace applications to increase strength and stiffness at a lighter weight than most other materials used. 

IBC Engineered Materials Corporation, a wholly owned subsidiary of IBC Advanced Alloys Corp, manufactures Beralcast as a family of beryllium aluminum alloys that overcomes the limitations of pure beryllium and existing aluminum alloys, while retaining the benefits of the two metals.

IBC Advanced Alloys Copper Division manufactures and distributes a wide variety of copper alloys as castings and forgings including beryllium copper, chrome copper and aluminum bronze in plate, block, bar, rings. They also develop specialty copper alloy forgings for plastic mold tooling and resistance welding applications.

 Recently, IBC signed a contract with Lockheed-Martin to supply the housing units for the EOTS system for the new, advanced, F-35 fighter jet program from it's proprietary "Beralcast" Alloys. 
The initial contract is worth $2 Million dollars but could rise to as much as $80 Million with continued production.

The U.S. Dept of Defense is currently testing Beralcast alloys for use in their UAS and UAV programs in aerospace (Airforce), on land (Army) and underwater (Navy).  This program is ongoing.

IBC Engineered Materials, a wholly owned subsidiary of IBC Advanced Alloys, is also collaborating with Purdue University and the University of Texas on the production of Beryllium Oxide Enhanced nuclear fuel to increase the safety and longevity of nuclear fuel rods. IBC and PUrdue share patents for this technology.

In November 2014 IBC partnered with Baoshida Swissmetal and Avins USA Inc. to manufacture a high performance alloy for use in multiple markets and applications.

IBC trades on the Canadian Venture Exchange (ib-tsxv) and on the OTCQX International as IAALF

Earlier today I spoke with Ian Tootill of IBC regarding their outlook for 2015.  Although he cannot discuss any upcoming contracts or talks with other companies besides Lockheed, he did say he is very optimistic that IBC is moving steadily toward profitability in 2015.

Currently IBC's market cap is only $9 M with 80 Million shares outstanding at today's price of .11c Revenue for 2014 was over $20M

Disclosure:  We are investors in IBC Advanced Alloys Corp


Monday, December 29, 2014

Berkwood Resources provides update on Gold and Graphite finds
2014 Exploration Summary and 2015 Plans
Berkwood Resources Ltd. (TSX-V: BKR) (“Berkwood” or the “Company”) is pleased to provide the following corporate update:

Highlights for 2014:
  • New gold zone discovered at Prospect Valley
  • Extension of the Discovery Trend gold structure over 1200m at Prospect Valley
  • Acquisition of second Graphite property
  • Significant targets identified at Lac Guéret South Graphite Property
The Company achieved many goals in 2014 and is looking forward to further significant developments in 2015. 2014 was a challenging year for junior exploration companies but Berkwood has persevered and is positioned to capitalize on the positive developments of the past year.

Prospect Valley:

At our flagship project, the Prospect Valley Gold Property, 2014 field work extended the main Discovery Trend gold structure an additional 1200m to the south and discovered a new area of epithermal gold mineralization named the QCA Zone.  The 100% owned property is located 30 kilometers southwest of Merritt, British Columbia, a three hour drive from Vancouver, and covers 10,871 hectares. It encompasses a number of structurally controlled epithermal gold prospects with potential to host both bulk tonnage and high grade vein deposits.

The majority of historical drilling on the Prospect Valley property has taken place in the centre of the claim block, along the Discovery Trend.  This drilling outlined an extensive low grade epithermal gold system with indications of potential for additional and higher grade mineralization, and it remains open for expansion (see Berkwood news release dated January 25, 2012 for details). Results of the 2014 ground magnetics geophysical survey suggest that the Discovery Trend continues a further 1200m to the south of the previous work into the QCA area that is largely hidden by overburden soil cover. Prospecting was carried out in 2014 in conjunction with the geophysical survey and despite the extensive overburden cover, the QCA Zone of scattered epithermal-textured quartz-chalcedony veins was discovered in bedrock and overburden boulders along this new geophysical trend.

Berkwood is planning a 2015 program of geological mapping, hand trenching and sampling in the new QCA Zone to delineate the zone on surface, as well as additional ground magnetics surveying to infill and extend the current geophysical grid.

Berkwood will be showcasing the Prospect Valley Gold Property at the 2015 Mineral Exploration Roundup Conference in Vancouver. The Roundup Conference, organized by the Association of Mineral Exploration BC, is the world's premier technical mineral exploration conference.

Lac Guéret South and East:

Berkwood continues to advance its 100% owned graphite projects in Quebec and is pleased with the progress made in 2014. Highlights include the acquisition of the Lac Guéret South Graphite Property and adjustments made to the mineral claims package of the company’s Lac Guéret East Graphite Property, in order to maximize coverage of priority geological structures and known graphite prospects. Berkwood’s Lac Guéret area projects now cover 8,057 hectares.  In 2014 Berkwood retained the services of geologist consultant, Alain Berclaz, P. Geo and CEO of ABGéoconseil Inc. to lead the fieldwork program.

The Lac Guéret South Graphite Property borders the southern boundary of Mason Graphite’s Lac Guéret Project which has a NI 43-101 compliant mineral resource estimate with measured & indicated mineral resources of 65.7 million tonnes grading 17.2% Cgr (including 9.7 million tonnes grading 31.2% Cgr)*.  Berkwood’s Lac Guéret East Graphite Property is adjacent to the eastern boundary of Mason Graphite’s Lac Guéret Property. Berkwood’s Lac Guéret East and South Graphite Properties share a similar geological environment to Mason Graphite`s Lac Guéret Property including along strike stratigraphic units and structures.

From his summer 2014 field observations, Mr. Berclaz recommended a high resolution magnetic-electromagnetic (MAG-EM) helicopter-borne geophysical survey over the Lac Guéret South Property to rapidly advance the project. In October 2014 Prospectair Geosurveys Inc. of Gatineau, Quebec flew the survey which comprised 413 linear kilometres with a line spacing of 200 metres. Preliminary results show that the survey delineated an electromagnetic (EM) anomaly along a 1.8 kilometre trend, including a large circular conductive anomaly with a diameter of approximately 900 metres. Additional targets defined by the survey, include a strong conductor, 3 km in length, situated at the Property’s northern border with Mason Graphite’s advanced Lac Guéret Property.

These newly generated exploration targets increase Berkwood’s confidence that there is significant potential to discover new graphitic zones associated with these anomalies. Berkwood is planning a follow-up ground geophysics program to better define the conductors on the ground in order to guide prospecting, trenching and drilling planned for the 2015 field program.

Graphite Outlook:

Graphite is now considered one of the more strategic elements by many leading industrial nations. The applications for graphitic material is constantly evolving due to its unique chemical, electrical and thermal properties. Some of these key physical and chemical properties make it critical to modern industry. There has been an escalation in the use of graphite in clean energies such as lithium ion batteries and fuel cells, which power hybrid and electric vehicles.

Analyst Simon Moores of Benchmark Minerals, London recently noted “Global battery production is expected to receive a turbo boost in the next three years as some of the world’s biggest corporations and disruptive technology companies prepare major entries into the market. Tesla Motors, LG Chem and Foxconn Technology Group are all constructing what can be described as battery super-plants for the electric vehicle (EV) market.”

“Total investment from all three companies is expected to top $5bn and could reach as high as $7bn as they vie for a leading position in a major new global industry.”

“These plans will have a significant impact on the raw materials fuelling the three megafactories, graphite, lithium and cobalt especially, as will the additional growth in the EV battery market which is expected to range, in Benchmark's conservative estimates, from 10-15% a year.”

“The industry will need to be prepared for a raw material surge in 2016 as buying starts for these three plants in what could be a significantly disruptive event.”

George Gorzynski, P.Eng., a Director of Berkwood and a Qualified Person under the definition of Canadian National Instrument 43-101, approved the geological information in this new release.
For full details on any of Berkwood’s 2014 news referred to in this news release please visit or go to

If you are not currently on the Berkwood Resources email list, please visit our website by clicking here to opt-in to the list. The Company will send out regular updates and news releases to everyone who asks to be on the list.

For additional information please contact:

Karim Sayani, Corporate Communications
Tel: (604) 662-7455 E-mail:

Tom Steer, Corporate Development
Tel: (604) 681-7455 E-mail:

On Behalf of Berkwood Resources

Brian Buchanan, President and Director

This Berkwood News Release contains certain "forward-looking" statements and information relating to Berkwood that are based on the beliefs of Berkwood's management as well as assumptions made by and information currently available to Berkwood's management. Such statements reflect the current risks, uncertainties and assumptions related to certain factors including, without limitation, competitive factors, general economic conditions, relationships with strategic partners, governmental regulation and supervision, seasonality, technological change, changes in industry practices, and one-time events. Should any one or more of these risks or uncertainties materialize, or should any underlying assumptions prove incorrect, actual results and forward-looking statements may vary materially from those described herein. Except as required by law, Berkwood does not assume the obligation to update any forward-looking statement.
*The Mason Graphite NI 43-101 mineral resource estimate was sourced from the Mason Graphite news release dated December 15, 2014. The Qualified Person has been unable to verify the information contained within the Mason Graphite news release and the mineralization on the Mason Graphite property is not necessarily indicative of the mineralization on the Company’s property.
Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this news release.
Learn more about Berkwood’s Canadian Gold and Graphite projects
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